Posted on

Index Funds Are King


The great thing about investing these days is that we have the technology to make things easier. For example, index funds (which track a particular index such as the S&P 500 or US Treasury Bonds), are probably the best product from today’s financial technology. Investing your money has never been a more simple and inexpensive way to put your money to work. For most of us, index funds are the king of investment products. Continue reading Index Funds Are King

Posted on

Not Saving Is BS


Lately in personal finance news, there have been articles that suggest that half of Americans can’t come up with $400 for an emergency. To cover an unexpected expense, they would have to put it on a credit card or borrow from a friend or family member. A few others say two-thirds of us don’t even have $1,000 in the bank or even a savings account. I think this is total bull. Continue reading Not Saving Is BS

Posted on

Think of What Money Can Earn, Not What It Can Buy


I had a conversation with a co-worker the other day about money. She had received her quarterly commission check and the first thing she did with it was buy some sort of handbag that was north of $1,000 as a way to reward herself for her hard work.

Usually in these situations I play shocked and say “wow, that’s nice!” I don’t remember the brand but she went on to explain to me what goes into a $1,000+ handbag when I asked what does into something like that. This isn’t unusual for her.  Continue reading Think of What Money Can Earn, Not What It Can Buy

Posted on

Throw Money Over The Fence


You have a job. If you read my last post, you probably have a side gig. You probably have family to take care of as well. Do you really have time to pick stocks and manage your investments?

The great thing about investing today are the products and technologies we have available that makes our financial lives easier, especially on the investing side. Because of developments over the last several years, our costs for investing are lower and offer more diversification than ever. To be specific, I’m talking about index funds. Continue reading Throw Money Over The Fence

Posted on

Everyone Needs a Side Gig


When I first started getting serious about my financial well-being, I knew a side gig was key to my plan. I’ve wanted to start a side gig for some time and the opportunity came up for me last summer.

A friend of mine said her current bookkeeper/office manager was leaving her small company. She didn’t want to pay that salary anymore but still needed her accounting done. Continue reading Everyone Needs a Side Gig

Posted on

The F&@k Up Fund


It was bound to happen. It doesn’t always happen which is good, but it happens.

I f&@ked up. Continue reading The F&@k Up Fund

Posted on

Goals Take Time


Time is your ally. It’s also a pain in the ass.

When you finally decide to get your finances together and put a plan into action, you’ll feel like it’s virtually impossible to accomplish what you want. The reason is that a lot of your financial goals take time. Time to complete and time to see some sort of result. The more time it takes to reach your goal, the more room there is for potential setbacks. Continue reading Goals Take Time